Pay Day Super is coming
From 1 July 2026, super must be paid at the same time as wages, not quarterly
This means:
- Weekly/fortnightly super payments
- Super must reach the fund within 7 days
- No more “holding” super until quarter end
How to prepare today
- Start setting aside super each pay run
- Review your cash flow (this is the biggest impact)
- Make sure your payroll system can handle frequent payments
- Check employee super details are correct
Helpful guide:
Our Advice
We genuinely welcome this change and can see how it will positively impact business cash flow
From what we see day to day, super is often the first warning sign that the business needs attention
When super isn’t being paid on time, it usually means:
- cash flow isn’t being managed closely
- money that should be set aside isn’t being managed
- the business doesn’t have full visibility over its numbers
In a lot of cases, super ends up being used to fund day-to-day expenses without realising it
Why pay day super is beneficial
Pay Day Super removes risk.
By requiring super to be paid at the same time as wages:
- it forces better cash flow habits
- ensures obligations are being met in real time
- removes the build-up of large, stressful quarterly payments
- It keeps your business more in control and up to date
When super is managed properly, it’s a sign that:
- numbers are being monitored
- cash flow is under control
- systems are working the way they should
How we can help
- Review your payroll + super setup
- Help adjust your cash flow planning
- Set up systems so super runs automatically with payroll
- Make sure you stay compliant (and avoid penalties)
